Tools in Transit Insurance
Many van insurance policies don’t provide cover for contents, so losing or damaging tools left in a vehicle can leave tradespeople out of pocket and needing to pay for expensive replacements to keep their business on track. Our Tools in Transit policy offers your customers peace of mind when their tools and equipment are lost, damaged or stolen whilst in transit.
This policy provides cover up to an agreed level of indemnity in the event that your customer’s property, or property they are responsible for, is lost, stolen, destroyed or damaged when being loaded into, carried in, or unloaded from their vehicle.
Protection during transit, loading and unloading
Covers tools of the trade if they are damaged or stolen while in a vehicle, or being loaded or unloaded
Variable Policy Options
The policy will (at the insurer’s option) either pay the value, repair or replace the tools
Different Indemnity Levels
Cover options from £1,000 to £10,000 indemnity
Covers high value items
The policy covers up to £1,500 per item
Any number of claims
Providing the total sum does not exceed the limit of cover
Not just tradespeople
Business equipment cover gives similar protection for other professions