Motor Excess Protection
Excess insurance works alongside the normal motor insurance policy to cover the cost of the excess which applies if the customer needs to make a claim, up to the limit selected.
When the customer makes a claim they pay the excess as normal but then claim it back through their excess insurance policy.
Motor excess protection will reimburse the excess paid on any claim on the main motor insurance policy. By having excess protection clients may wish to increase the excess on their policy therefore potentially reducing their initial premium.